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Overview

The Chargeback Upload Tool helps you quickly upload chargeback files from your processor, automatically extract the data, and match each chargeback to its corresponding transaction in Paysight. This ensures your reporting stays accurate, up-to-date, and easy to manage.

Automated Processing

Upload files and let Paysight automatically extract and match chargebacks.

Multiple Formats

Supports various processor file formats with flexible field mapping.

Accurate Reporting

Chargebacks appear in your reporting within 24 hours for recent disputes.

Supported File Formats & Required Data

Different processors provide different types of chargeback files—and not all formats contain the information needed for accurate matching. Paysight aims to support as many processor file formats as possible, but every file must contain a minimum set of data.

Minimum Required Fields

Required for ProcessingYour uploaded file must include the following information:
  • Transaction Date
  • Card Number (BIN + Last 4 digits)
  • Amount
Without these three fields, matching cannot be performed.

Additional Helpful Fields

Improve Matching AccuracyWhile not required, the following fields greatly improve matching accuracy:
  • Gateway Transaction ID
  • Gateway Auth Code
  • Descriptor
These fields may appear under different names depending on the processor—that’s perfectly fine as long as the data is present.

Files Lacking Required Information

How the Chargeback Upload Process Works

The upload and analysis flow is designed to be fast, accurate, and fully automated.
1

Upload the File

Upload your chargeback file directly in the Paysight interface. The system analyzes the file immediately. If it matches a known processor format, extraction begins. If the file format is not recognized, the UI will display an error and you can reach out to us for assistance.
File upload and analysis typically complete within seconds.
2

Data Extraction

Once the format is identified, Paysight extracts chargeback rows from the file. We capture all relevant fields—including the minimum required ones—and prepare each record for matching against your transaction history.
3

Transaction Matching

Paysight automatically attempts to match each chargeback to a corresponding transaction using a multi-step matching process.

How Chargebacks Appear in Reporting

Chargebacks are recorded in Paysight using the Posted Date supplied in the uploaded file.

Posted Date within last 90 days

Chargebacks automatically show in your reporting within 24 hours.

Posted Date older than 90 days

These chargebacks are recorded but do not automatically appear in reporting at this time. Please request an ad-hoc update from your account manager.
The Posted Date determines when chargebacks appear in your reports. Recent chargebacks (within 90 days) are automatically included, while older ones require manual reporting updates.

When to Contact Support

Need Help?You can contact Paysight support if:
  • The system cannot identify your file format
  • Your processor has recently changed their file layout
  • You believe required fields are present but not detected
We’re always happy to help add support for new formats.

Best Practices

  • Verify file format: Ensure your processor’s file includes the minimum required fields before uploading
  • Include additional fields: When possible, include Gateway Transaction ID, Auth Code, and Descriptor for better matching
  • Regular uploads: Upload chargeback files regularly to keep reporting current
  • Review unmatched records: Check for unmatched chargebacks that may need manual review or data correction

FAQs

The system will display an error message indicating the file type is not recognized. Contact support with a sample file, and we’ll work with you to add support for the format if it contains usable data.
Chargebacks with Posted Dates older than 90 days are recorded but don’t automatically appear in reporting. Contact your account manager to request an ad-hoc reporting update for these records.
Unmatched chargebacks are stored for manual review. This may happen if transaction data is missing, incorrect, or if the chargeback relates to a transaction outside your Paysight system.
Yes, but duplicate chargebacks will be automatically detected and ignored to prevent double counting. The system links duplicates to the original chargeback record.

Summary